CREDIT REPAIR is a new hands-on workshop for anyone who wants to become familiar with and/or improve their credit report. Obtain a better understanding of how credit and debt affects your everyday life. Learn to fix problems, dispute information, and figure out what to pay off first. This class examines tips for credit repair, communicating with creditors, and making sound decisions about your credit future.
Bring your credit report from Experian, Equifax and Transunion (can have one free per year at Experian.com, Equifax.com, and Transunion.com).
Credit Reporting Agencies & Bureaus
*As of June 1, 2005 all consumers will be eligible for a one free copy of their credit reports from all three credit bureaus –order online at www.annualcreditreport.com, or by calling 877-322-8228, or complete the Annual Credit Request Form and mailing it to: P.O. Box 105281, Atlanta, GA 30348-5281. Your Credit Score is not included, but can be purchased for a nominal fee.
Experian(Formerly TRW)- (888) 397-3742 or order online at
You will learn:
- What is a FICO credit score?
- Key factors that affect credit scores
- Tips for improving credit scores
- Who are the credit bureaus and how do they affect consumers?
- Obtaining free credit reports
- Stopping unsolicited credit offers
- How to build fresh credit
- Consumer rights regarding credit
- Expansion credit
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